[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.tremas.cz\/kdo-pomuze-podnikateli\/#Article","mainEntityOfPage":"https:\/\/www.tremas.cz\/kdo-pomuze-podnikateli\/","headline":"Kdo pom\u016f\u017ee podnikateli?","name":"Kdo pom\u016f\u017ee podnikateli?","description":"N\u011bkdy pro\u017e\u00edv\u00e1me dobr\u00e9 \u010dasy, n\u011bkdy ale tak\u00e9 nikoliv. V t\u011bch prvn\u00edch n\u00e1m jde v\u0161e, na co s\u00e1hneme, pen\u00edze se jenom hrnou a m\u016f\u017eeme si ...","datePublished":"2019-03-06","dateModified":"2023-05-02","author":{"@type":"Person","@id":"https:\/\/www.tremas.cz\/author\/#Person","name":"","url":"https:\/\/www.tremas.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/4e6a74466e4227c12d5306875d08720cdfce3572213740db6f4a2e5e46e710ff?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/4e6a74466e4227c12d5306875d08720cdfce3572213740db6f4a2e5e46e710ff?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"tremas.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.tremas.cz\/wp-content\/uploads\/img_a343778_w1698_t1557137793.png","url":"https:\/\/www.tremas.cz\/wp-content\/uploads\/img_a343778_w1698_t1557137793.png","height":0,"width":0},"url":"https:\/\/www.tremas.cz\/kdo-pomuze-podnikateli\/","about":["Finance"],"wordCount":476,"articleBody":"       N\u011bkdy pro\u017e\u00edv\u00e1me dobr\u00e9 \u010dasy, n\u011bkdy ale tak\u00e9 nikoliv. V t\u011bch prvn\u00edch n\u00e1m jde v\u0161e, na co s\u00e1hneme, pen\u00edze se jenom hrnou a m\u016f\u017eeme si dop\u0159\u00e1vat, co hrdlo r\u00e1\u010d\u00ed, v t\u011bch druh\u00fdch n\u00e1m v\u0161ak v\u011bru neb\u00fdv\u00e1 co z\u00e1vid\u011bt. Plat\u00ed to pro ka\u017ed\u00e9ho \u010dlov\u011bka, podnikatele nevyj\u00edmaje. A kdy\u017e u\u017e nastanou kru\u0161n\u00e9 \u010dasy, nejednou se \u010dlov\u011bk mus\u00ed zaob\u00edrat i ot\u00e1zkou, kde, od koho a za jak\u00fdch podm\u00ednek by si mohl n\u011bjak\u00e9 ty pen\u00edze p\u016fj\u010dit. Aby bylo mo\u017eno snesiteln\u011b do\u017e\u00edt n\u011bjak\u00fdch t\u011bch \u0161\u0165astn\u011bj\u0161\u00edch z\u00edt\u0159k\u016f. Odpov\u011b\u010f na ot\u00e1zku, od koho si p\u016fj\u010dit, nen\u00ed univerz\u00e1ln\u00ed. N\u011bkomu vyhovuje sp\u00ed\u0161e to, jin\u00e9mu zase ono. A n\u011bkomu vyhovuj\u00ed hypot\u00e9ky bez registru, co\u017e jsou finan\u010dn\u00ed produkty vhodn\u00e9 tak\u0159ka pro ka\u017ed\u00e9ho, ty maj\u00edc\u00ed hluboko do kapsy nevyj\u00edmaje. A to z toho prost\u00e9ho d\u016fvodu, \u017ee krit\u00e9ria, kter\u00e1 zde mus\u00ed \u017eadatel\u00e9 splnit, nejsou zase a\u017e tak p\u0159\u00edsn\u00e1 a \u010dlov\u011bk jim vesm\u011bs vyhov\u011bt dok\u00e1\u017ee. Proto\u017ee tady se nikdo p\u0159\u00edli\u0161 nezaob\u00edr\u00e1 v\u00fd\u0161\u00ed p\u0159\u00edjm\u016f \u017eadatele, nikdo ned\u011bl\u00e1 v\u011bdu z n\u011bjak\u00e9ho toho bezv\u00fdznamn\u00e9ho z\u00e1znamu v registrech dlu\u017en\u00edk\u016f, tady se nikdo ani nestar\u00e1 o to, jak maj\u00ed b\u00fdt p\u016fj\u010den\u00e9 pen\u00edze vyu\u017eity. Tady jde o to, aby byly pro ka\u017ed\u00e9ho \u017eadatele nastaveny takov\u00e9 podm\u00ednky, jim\u017e bude schopen dost\u00e1t. To znamen\u00e1 vhodn\u011b dlouh\u00e1 doba spl\u00e1cen\u00ed a v\u00fd\u0161e spl\u00e1tek, je\u017e doty\u010dn\u00e9ho nebudou zat\u011b\u017eovat. Ov\u0161em je nasnad\u011b, \u017ee se jedn\u00e1 jako u ka\u017ed\u00e9 p\u016fj\u010dky o jist\u00e9 riziko, je\u017e nelze zcela opomenout. A proto je t\u0159eba d\u00e1t za takovou p\u016fj\u010dku do z\u00e1stavy n\u011bjakou nemovitost, vlastn\u00ed \u010di n\u011bkoho t\u0159et\u00edho, kdo je ochoten se za \u017eadatele t\u00edmto zp\u016fsobem zaru\u010dit, aby m\u011bl i poskytovatel financ\u00ed sv\u00e9 jist\u00e9, aby jednoho dne s\u00e1m ne\u0161el o \u017eebr\u00e1ck\u00e9 holi. Ov\u0161em jak u\u017e v\u00fd\u0161e zazn\u011blo, jsou tu p\u016fj\u010dky nastavov\u00e1ny tak, aby je \u017eadatel dok\u00e1zal bez probl\u00e9m\u016f spl\u00e1cet, a nen\u00ed tak t\u0159eba se ni\u010deho ob\u00e1vat. Hned po splacen\u00ed, klidn\u011b i p\u0159ed\u010dasn\u00e9m, je-li to dlu\u017en\u00edkovi libo, to z\u00e1stavn\u00ed pr\u00e1vo miz\u00ed a v\u0161e se zase vrac\u00ed do zab\u011bhan\u00fdch kolej\u00ed. Tak\u017ee se ani podnikatel\u00e9 nemus\u00ed b\u00e1t o sv\u016fj osud. I jim n\u011bkdo p\u016fj\u010d\u00ed v t\u011b\u017ek\u00fdch \u010dasech. A to je p\u0159\u00edjemn\u00e9 zji\u0161t\u011bn\u00ed, nemysl\u00edte?                                                                                                                                                                                                                                                                                                                                                                                          4.7\/5 - (7 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Kdo pom\u016f\u017ee podnikateli?","item":"https:\/\/www.tremas.cz\/kdo-pomuze-podnikateli\/#breadcrumbitem"}]}]